Financing
Need a new HVAC system but short on cash? We can help! Check out our HVAC financing option.
Financing For Your HVAC Needs
When it comes to installing a new furnace, a new AC unit, or other HVAC system, the biggest deterrent for many homeowners is the upfront cost of the actual unit. Unfortunately, your AC unit or heating system might fail you at the worst time possible. Going without heating or cooling is simply not an option, but when the cost of a new HVAC system is too much for your existing budget, you might feel trapped.
The good news is, there is a solution for those who need help financing a new HVAC system. Here at SM Mechanical Services, we offer multiple options for HVAC services in Wethersfield. We will work with you to determine which financing option best meets your needs, allowing you to enjoy a comfortable home once again.
HVAC Financing Options
If you realize that the time has come to replace your furnace, AC unit, or other major component of your HVAC system, we are here to help. We offer a few different financing options listed below. For further information about either option or to discuss your specific needs, we encourage you to reach out to our team at any time. Our goal is to ensure every homeowner in the area is equipped with the HVAC system they need. We will work with you to find a solution that allows you and your family to live comfortably, without worry about how you will finance your HVAC system.
Energize CT Heating Loan
One popular loan choice we offer is our Energize CT Heating Loan. This loan features a 0.99% interest rate up to 10 years for a term. One benefit of this loan is that it does not require a credit check. Instead it is based on your utility payment history. You need a minimum of six months on on time payments. This loan is geared toward improving the energy efficiency of your home, which means you may be eligible for this low-interest loan if you are looking to upgrade your HVAC system to a more efficient model.
Some of the benefits of this loan type include the following:
- Your loan installment payments will be billed with your monthly electric bill, making it simple to keep track of your payments.
- Through this program, loan amounts can be up to $15,000, allowing for a wide choice in HVAC systems.
- Most monthly payments will be equal to or less than your new monthly energy savings.
To learn more about the details of what equipment qualifies for this loan option, visit Energize CT Heat Loan Program.
GeoSmart Loan
Another HVAC financing option we provide is the GeoSmart Loan. This loan is credit based and provides you with a period of time where you benefit from a zero percent interest rate. Our goal with this loan is to help both the environment and to help you save money at the same time. Talk to us about how this financing option works and finance your HVAC system today.
Some of the benefits of this loan include the following:
- You can qualify for a 0% interest for 12 months
- 5-7 years at 6.99% interest rate
- Program is credit based with credit scores as low as 580 okay
If you are in need of help with a heating system or AC unit financing, we are here to help. Fill out the form below to request further information about our HVAC financing options in Wethersfield or give our friendly team a call. We look forward to helping you create a comfortable place for you and your family to live. Don’t let financing hold you back from upgrading to a new HVAC system, reach out today.